A description of the programs for PLAN JPA can be found below along with access to more information or resources
Exciting News: New Workers’ Compensation Program Launching at PLAN JPA
We’re pleased to announce the upcoming launch of a new Workers’ Compensation program for PLAN JPA members, beginning January 1, 2026. Members will have the opportunity to join the program on either January 1 or July 1, 2026.
If you’re interested in participating, we strongly encourage you to submit your application as early as possible to ensure timely consideration.
More information will be shared soon, as the Ad Hoc Committee and staff continue to finalize the program details.
The Liability Pool provides Comprehensive General and Auto Liability coverage for Bodily Injury, Property Damage, Personal Injury, and Public Officials Errors & Omissions. Members may select a deductible and premium level that best suits their needs for cost and financial stability.
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PLAN added property coverage in 1988 through a self-insured Property Pool and traditional insurance. The Property Pool pays the first $100,000 of any insured loss, less the member’s deductible, and a comprehensive insurance policy pays for any covered losses exceeding that amount. The Property Pool includes Flood, Boiler & Machinery and Auto Physical Damage coverage for member vehicles, including high-value specialty vehicles such as fire trucks and street sweepers.
Reach ClaimsPLAN advances risk management principles and practices among its member cities and towns by helping members effectively manage risk through loss exposure identification and loss control. Our Risk Management Department works closely with the Claims Department and each member to review past experience, current exposures, and emerging trends to tailor an effective program aimed at preventing claims. To assist our members with their loss prevention needs, we provide personalized consultation, education and training, risk assessments, property appraisals, contract reviews, and other services as needed. We help members manage their resources by providing matching grants to purchase safety equipment or implement safety programs.
Members are eligible for premium-funded grants ranging from around $2,500 to $48,500 to fund their risk management program.
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