Pooled Liability Program

Providing General Liability, Auto Liability, and Errors & Omissions coverage in excess of a member city’s retained limit, or self-insured rentention (SIR).

Pooled Property Program

The risk sharing All-Risk Property Program covers the member's buildings, building contents, and vehicles parked on the city premises.

Risk Management Program

Providing safety and risk control programs and services to effectively manage risk through loss exposure identification and loss control.

SHARP WC Program

Since 1986, the Shared Agency Risk Pool (SHARP) has been operating as a Workers' Compensation risk sharing pool. Members contribute to the Pool to pay claims up to a designated retention level.

Our History

PLAN JPA, previously ABAG PLAN, was formed in 1986 as an alternative to the increasingly restrictive open liability insurance market. Members collectively participate in risk-sharing programs that have proven to reduce the frequency and amount of losses. Since inception, additional risk management programs and member services have been continually added and now range from shared-risk property and workers' compensation (SHARP JPA) options to risk control and safety training to claims and litigation management, among many others.

Board of Directors


If you are a public entity within the San Francisco bay area and are interested in joining PLAN JPA, please contact us.

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